Punjab lottery is organized by punjab state govt's directorate of lotteries which is a part of punjab govt's finance deptt. You should only buy punjab lottery ticket which are released by the directorate through authorized lottery sellers.

There are several authorized punjab lottery sellers from whom you can buy punjab lottery ticket with confidence. Some of the names worth mentioning are Bhanot Enterprises Ludhiana, Anshu Lottery Agency Zirakpur, Shashi Bala Lottery Ludhiana etc.

Any prize upto 10,000 rupees is directly paid by the retailer from whom you purchased the ticket. For prizes above this amount , your retailer will arrange for the payout to be paid to you via claim within few weeks. This is why it is important to buy tickets from authorized punjab lottery sellers.

No tax is deductible on prizes upto 10,000 Rupees. For prizes above 10,000 rupees, there will be TDS Deduction done by the Govt when you lodge your claim. This can be refunded/reclaimed depending upon your income tax status. Suggest you speak with a qualified chartered accountant about this part when you win a prize with punjab lottery.